Regular Savings
With a Regular Savings account, you receive everything you need. It doesn’t complicate saving and allows you to earn competitive interest without jumping through hoops. Enjoy free Online Banking, free Mobile Banking and free eStatements.
- $200.00 minimum deposit to open
- Earn 0.10% interest and APY on your balance
- Compounded and credited quarterly
- $5.00 service charge if balance drops below $200.00 any day of the quarter
- Nine free debit transactions per quarter; $1.00 excess withdrawal fee per debit transaction thereafter
- Free Telephone Banking
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Checking and Savings Features
The average daily balance method is used to calculate the interest on your account. This method applies a periodic rate to the average daily balance in the account for this period.
Interest on non-cash deposits begins to accrue on the business day of deposit—for example, checks.
The interest rate and annual percentage yield may change at Pioneer Bank’s discretion as often as daily. Rates may change after account is opened.
Fees, penalties, service charges and withdrawal of earned interest may reduce earnings.
There is a two-statement cycle grace period after account opening before the service fee is imposed
Accounts closed between statement cycles will not receive accrued interest.
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