Consumer Loans

Whether you're buying a car, covering unexpected expenses, or making a major purchase, Pioneer Bank has lending solutions to fit your needs. With competitive rates, quick decisions, and personalized service, we make borrowing simple—so you can focus on what matters most. Explore our personal loans, Quik Credit, and auto loan options today.

• Competitive low rates for new or used cars or trucks
• Get pre-approved for better bargaining leverage
• Refinance an existing car loan for a lower rate
• Competitive low rates
• Various terms to choose from
• Affordable payment plans
• Easy application process
• Experienced bankers to guide you through the process
• Local decision-making here in Minnesota
• In-house processing for efficiency
• Personal, attentive service
• Free Telephone Banking

Quik Credit

Pioneer Bank’s Quik Credit is attached to your checking account and gives you peace of mind so you don’t have to worry about overdraft protection. Advances in increments of $100.00 are automatically deposited into your account if it falls below the designated amount.

• Enjoy peace of mind
• Attached to your checking account
• To prevent overdraft fees
• Get $100.00 at a time deposited to your account
• Advances are made when the balance falls below a designated amount
• Automatic management
• Free Telephone Banking