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Gold Interest Checking

For those 50 and better, Gold Interest Checking is here to make your banking easier and more rewarding. Enjoy the benefits of earning interest on your balance, along with free standard checks and a free debit card—everything you need to keep your finances simple and secure. Whether you’re planning for the future or managing day-to-day needs, Gold Interest Checking is designed to help you make the most of your money.

  • $50.00 minimum deposit to open
  • Earn 0.25% interest and APY on your balance
  • Free eStatements
  • Free standard checks
  • Free debit card

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Checking & Savings Features

The average daily balance method is used to calculate the interest on your account. This method applies a periodic rate to the average daily balance in the account for this period.

Interest on non-cash deposits begins to accrue on the business day of deposit—for example, checks.

The interest rate and annual percentage yield may change at Pioneer Bank’s discretion as often as daily. Rates may change after account is opened.

Fees, penalties, service charges and withdrawal of earned interest may reduce earnings.

Accounts closed between statement cycles will not receive accrued interest.

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